A Better Retirement Plan.

Less Risk for Employers.

Better Results for Employees

Employer Retirement Plan Advisors helps small and medium-sized businesses reduce fiduciary burdens, control 401(k) costs, and help employees build a stronger retirement.

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Tailored Plan Support Services.

About Us

Empowering Financial Growth & Stability

Retirement plans are all we do. We help business owners manage their plan with confidence, with no cross-selling of unrelated services to you or your employees. Get focused expertise, personal attention, and a plan built around your business.

Ensure you are in compliance in all aspects of the plan
Increase employee participation without increasing employer expenses
Annual compliance meeting with fiduciary council
Our partners take on 3(38) Fiduciary status, removing your risk
Annual in-person education for employees
Low fees, ensuring more money stays inside the investment account

Our Services

Innovative Solutions for

Modern Retirement Plans

Your employees want to work with a tech forward company. We offer services online and via a mobile app. This allows them to monitor their plan and use our proprietary tools to plan for retirement.

Get a Free Audit of Your Plan

Plan Compliance

You are busy running your business, you don't have time to monitory investment returns, plan document updates, annual notices, monitory contributions, and all the other things that go into being ERISA compliant. Let us take all that over, including 3(38) fiduciary duties. This frees you up to focus on the business with less stress of an ERISA lawsuit.

Planning And Education

With a few small tweaks to the plan, we can increase participation, increase average saving rates, and provide more peace of mind for your employees. Then, with a bit of education, we can ensure your employees are preparing themselves to be financially prepared for retirement. We can do this without increasing your expenses as a business owner!

Lower Fees

For businesses with $2M - $10M in assets, we have found our fees are lower that our competitors- sometimes substantially so.

How is this possible?

With technology, we are able to save time and money on planning and compliance, savings we pass on to plan participants.

Most other advisors still charge the old fee levels and keep the difference.

We want to every plan participant to be ready for retirement and lowering fees is one of the easiest ways to boost their returns.

Our Process

Our Roadmap to Plan Excellence

Assessment & Analysis

Planning & Implementation

Monitoring & Adjustment

01 Assessment & Analysis

We offer a free assessment where we audit your plan's returns to industry benchmarks. If your offered funds aren't meeting the industry standard, you are at risk of a lawsuit.

Next we look at your plan document and ensure you haven't deviated from this plan in practice.

Finally, we offer some easy to implement changes to improve the plan and reduce your risk.

02 Planning & Implementation

If you decide you want us to implement our planned changes, we will have a longer planning session with all relevant parties. This way HR, Finance, and ownership are aligned on the path forward.

Then we work to make the transition as smooth as possible to include in-person education for employees.

03 Monitoring & Adjustment

We will offer quarterly return documentation and annual compliance meetings to ensure you are always meeting ERISA requirements. We also monitor for updates to the law and ensure you make any required changes.

Our Process

Commonly Asked Queries

About Services.

What types of services does your firm offer?

We only advise on retirement plans, and specialize in defined contribution plans like 401ks and 403bs. We will not try to become your personal financial advisor or sell you insurance.

How do you increase participation?

Utilizing a few simple techniques learned from behavioral finance, we make the right decision the easy decision for your employees.

How do you keep employer costs down if participation goes up?

We align employer budgets with matches. We will show the math to the employer before making any changes to the plan to ensure they are comfortable with the change.

Why do you offer in-person education?

We have found the impact our education has is the biggest when delivered in-person. We will always go the extra mile to ensure every single plan participant has the tools and knowledge they need to save for retirement.

Does this work for an all-remote company?

Yes! Since we are so tech forward, we can deliver a comparable experience to in-person over video conferencing. However, since we understand human psychology, we know that employees are more likely to get distracted when attending a webinar vs an in-person class.